Most Americans Are Overpaying for Less Protection.
Not-for-profit financial institutions have existed for over 100 years. We educate everyday families on 501(c)(8) fraternal benefit societies and work with 15 top-rated carriers to find what is right for you.
Prefer to reach out directly? Fill out a quick form below and we call you.
Unlike a traditional agent who represents one company, we search across 15 for-profit and not-for-profit carriers to match each person with the right fit for their family and their budget.
We Educate. We Connect. We Make Sure You Are Covered Right.
The 501c8 Impact Initiative exists to bring financial education to families the industry tends to overlook. We translate the language of insurance, walk you through what your family actually needs, and connect you to the carrier — for-profit or not-for-profit — that fits your situation best. No pressure. No pitch. Just the conversation most people never get.
Not-for-Profit Institutions
Member-owned financial institutions that have existed for over 100 years — and that most Americans have never heard of.
Coverage Others Decline
First day coverage even after a heart attack, stroke, or cancer diagnosis within the last three years.
A Membership, Not a Policy
Scholarships, legal services, community grants, and online courses included at no additional cost.
15 Carriers, One Conversation
We search across 15 top-rated carriers to find the right fit for your family — not just one company's product.
What Are You Protecting?
Death and Final Expense
Final expenses, funeral costs, and outstanding debts should not become your family's burden. A policy ensures your family is not left scrambling to cover costs during the most difficult moment of their lives.
Income Replacement
The monthly income that holds everything together stops the day you stop breathing. Income replacement calculates how many years of your income your family would need to maintain their standard of living. This is the number most people dramatically underestimate.
Mortgage Protection
Your home does not disappear from the bank's records when you do. Mortgage protection ensures the house stays a family home regardless of what happens to the person whose income was carrying that payment. PMI protects the lender. Mortgage protection protects your family.
Endowments
The cost of your children's future does not pause because you are no longer here. Endowments fund college tuition, legacy accounts, and education funds so your children have a head start regardless of what happens to you.
Savings and Retirement
Most people do not realize that life insurance can function as a savings and retirement vehicle. Not just something that pays out when you are gone, but something that builds real wealth while you are still here.
Three Steps to Better Coverage.
Fill Out a Short Form
Takes about two minutes. No pressure, no commitment.
We Call You
A licensed educator walks through your options across 15 carriers. No pressure. No pitch.
You Become a Member
Get coverage and the full suite of member benefits most people never knew existed.
Ready to Learn More? We Call You.
One conversation. No pressure. We search 15 carriers to find what is right for your family.
This Is Not Just Life Insurance.
Membership comes with a full suite of programs at no additional cost. Most people cannot believe these are included.
Free Legal Documents
Members get access to a complimentary online legal platform to create customized wills, powers of attorney, healthcare directives, and revocable living trusts. Estate attorneys charge $1,500 to $5,000 or more for these documents. Members get them included.
Scholarship Program
Hundreds of competitive scholarships are awarded to children and grandchildren of members every year. Members have access to a scholarship pool the general public cannot apply to. Most families are fishing in the same pond as everyone else. Members have access to a completely different pond.
Orphan Child Support
If both parents who are members pass away, their children receive ongoing financial support through the orphan benefit program. This ensures children are never left without a financial foundation regardless of what happens to their parents.
Community Grants
Members can apply for over one thousand dollars twice a year to fund hands-on community projects. Bookbag drives, coat drives, Thanksgiving turkey trots, feeding the homeless, hygiene kits, toys for children. Members who want to give back no longer have to fund it out of their own pockets.
Micro Grants
Members can apply for smaller grants to support local initiatives, volunteer projects, and community activities that make a direct impact in their neighborhoods and schools.
Member Discount Club
Members get access to exclusive pricing on everyday necessities, electronics, hotels, rental cars, theme parks, and online shopping. The savings available through the discount club often exceed the cost of the monthly premium on their own.
Tuition Reimbursement
Members can receive funds to cover tuition costs, professional certification course fees, textbooks, and work-related training programs. This benefit supports members who are investing in their own growth and career development.
Financial Education for Everyone.
The 501c8 Impact Initiative brings this education to families, churches, schools, community organizations, and neighborhoods that the financial world tends to overlook. Because the truth about building wealth does not change based on your zip code. It only changes based on whether someone showed up to tell you about it.
Real People. Real Impact.
I had been turned down by two other companies because of my health history. One conversation changed everything for my family.
I didn't know any of these programs existed. The legal services alone were worth more than a year of premiums.
From the Amazon #1 Best Selling Author of Clay.
Also available: Wind Power — The System for Turning Adversity Into Advantage
You Deserve to Know Your Options.
One conversation. No pressure. We search 15 carriers to find what is right for your family. The call is free. What you learn will stay with you for the rest of your life.
Schedule Your Free Consultation